Dear Customers, please note that all rewards points accumulated up to 31/10/2018 for Debit Card and up to 30/09/2018 for current account can only be redeemed till 30/11/2018 after which the unredeemed points will expire. For more information click here.
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Baroda Rewardz app


Baroda Rewardz is a loyalty program that rewards Bank of Baroda customers for a wide variety of banking activities.

As a Bank of Baroda customer, you can use your debit card for in-store or online shopping, dining, paying utility bills & much more. The more you use your debit card, the more Baroda Reward Points you earn. Also, if you have a Current Account with Bank of Baroda, you can earn Baroda Reward Points for maintenance of higher Quarterly Average Balance (QAB) in your account.

You can then redeem your points to get discounts, free products, services and exciting offers and more…

How to Earn Baroda Reward Points?

Debit Card:

Spends slab (INR)

No. of Points earned per Rs.100 spent

0 - 2000


2,001 - 25,000

1 Baroda Reward Point

25,001 - 50,000

1.25 Baroda Reward Point

50,001 & above

1.5 (subject to max 2,000 reward points per transaction)

Current Account:

Quarterly Average Balance (QAB) in INR

Reward Points per INR 100

More than 5,000 to 25,000


More than 25,000 to 100,000


More than 100,000 to 500,000


More than 500,000 to 10,00,000


More than 10 Lakhs


*Value of each point = 25 paisa

Please note that any type of tax payments will be considered as transactions excluded from the program.

Baroda Reward Points Expiration: The validity of Baroda Rewards points is till 30th Nov'18 after which these points will expire and will be unusable for redemption.


You can redeem these accumulate Baroda Reward Points for:

Redeem more with Max Get More

Redeem these accumulated Baroda Reward Points at Max Get More Portal and get the best of products & services across categories such as, airline, bus, movie tickets, hotel bookings, music download, mobile/DTH recharge, merchandise, gift vouchers & more. New products and services are regularly added for a great redemption experience.

Max Get More is a value addition for bank loyalty programs. It has a pool of merchant partners across categories such as apparel, electronics, jewellery & much more. These merchant partners offer more reward points for shopping at their outlets using participating banks’ Credit/Debit Card.

In-Store Redemption is available at 6000+ merchant outlets & Online Redemption is available at 80,000+ online merchants. Redemption can only be made upon accumulation of 200 points.

Baroda Rewardz Membership

As a Bank of Baroda Debit Cardholder and/or Current Account holder, you are automatically enrolled into the Baroda Rewardz Program and earn Baroda Reward Points as per the reward earning criteria. You can redeem these points on by registering and activating your Baroda Rewardz account.

To activate your account:

  • Go to the ‘New User’ option.
  • Provide your Bank of Baroda Debit Card Number or Customer Identification number
  • Enter one-time-password (OTP) received on your registered mobile number
  • Verify personal details and start redeeming. Click here to Register now

Baroda Reward Points Balance

To learn about your Baroda Reward Points Balance, log into your personal Baroda Rewardz Account or Call the Baroda Rewardz Help Desk at 1800-419-1101. Help Desk Timings: 9.00 AM to 6.00 PM (7 days a week) To start redeeming your Baroda Reward Points, Click here now.

Max Get More Benefits

If you choose to swipe your Bank of Baroda Debit Card at the wide network of 6000+ popular Max Get More partner stores, ranging from apparel and jewellery to electronics and health services, you will get the benefit of earning additional Baroda Reward Points.

You can redeem your Baroda Reward Points at Max Get More partner stores.

Featured Max Get More Partners


View all Max Get More Partners